Attention homeowners in Virginia Beach and Virginia Beach City County: Need an appraisal?
The top reasons VA homeowners need Cardinal Enterprise, LLC (757) 636-9834:
Do you own a house in or near Virginia Beach? Do you need help determining the value of your real estate?
We at Cardinal Enterprise, LLC (757) 636-9834 understand the unique needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Cardinal Enterprise, LLC (757) 636-9834, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. Cardinal Enterprise, LLC (757) 636-9834 is qualified in helping people just like you do away with unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting a professional appraisal from Cardinal Enterprise, LLC (757) 636-9834 is your strongest weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be inconvenient from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Cardinal Enterprise, LLC (757) 636-9834 can help you reinstate your home equity line of credit with a professional appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.